Direct Cremation Funeral Plans from £1,795
Giving you the Liberty to Choose
We’ll make it easy for you to arrange a modern, fuss-free funeral that reflects you or your loved one’s life. Direct cremations are unattended, cheaper alternatives to traditional services, covering necessary formalities that leave you and your family the freedom to choose what happens next.
We offer one funeral plan type, our Direct Cremation Funeral Plan
from just £1,795 or £32.53 per month.
Why Choose A Funeral Plan From Liberty Cremations?
We offer Direct Cremation services anywhere in England and Wales. With our own dedicated team of experienced professionals and our own vehicle fleet and mortuaries, we will support you with the high-quality service you’d expect.
Our carefully selected network of crematoria allows us to remove the additional, and often expensive, traditional extras to offer a simpler service that is at a lower cos.
Our Direct Cremation funeral plan
At Liberty Cremations, we like to keep things simple.
That is why we offer just one funeral plan type, our Direct Cremation Funeral Plan from just £1,795 or £32.53 per month. Other companies may provide a variety of plan types all with different costs and fancy names, which are then confusing to understand exactly what is and is not included.
Our one simple funeral plan includes everything needed for an unattended direct cremation. It ensures your funeral is arranged and paid for in advance and a contribution is made towards disbursements (third party fees).
What is included in our Direct Cremation Funeral Plan
Our trust-based plan is 100% guaranteed. It is not an investment product but a secure way of paying for a funeral in advance.
Our Direct Cremation Funeral Plan Price
We offer one funeral plan type, our Direct Cremation Funeral Plan from just £1,795 or £32.53 per month.
Our simple to understand plan includes everything required for a direct cremation. You can pay the amount in full or across instalments for up to 5 years. We require a £249 Golden Leaves upfront arrangement fee for instalment plans.
The table below illustrates the costs:
If you choose to include the £199 Golden Leaves Disbursement Guarantee as part of your plan, then all funeral costs and disbursements (third party fees) are fully paid for in advance so you can be assured knowing that when the time comes, your funeral has already been paid for and arranged
Working in partnership with Golden Leaves Funeral Plans
By law Funeral Directors are not able to hold funds for future funeral costs. To comply with UK financial law and regulations, Funeral Directors work with plan providers to manage and hold funds, legally, for future funeral costs.
Golden Leaves Funeral Plans administers the funeral plan payments that are paid into the Golden Leaves Trust. The Trust’s accounts are audited by independent auditors and valued by independent actuaries. Golden Leaves Funeral Plans is registered with the Funeral Planning Authority.
Safe and secure Investing
A Funeral plan is not an investment product, but a secure way of paying for a funeral in advance. All plan funds received by Golden Leaves Funeral Plans is invested by the Golden Leaves Trust. The Trust is conservatively managed with a range of investments selected to increase the funds available to pay for the funerals in the future and will make sure the value of any plan continues to grow to cover all outstanding liabilities of the services guaranteed to be provided as itemised in any funeral plan.
Golden Leaves Trust’s accounts are monitored annually by independent actuaries and are also independently audited. Your money can only be withdrawn when the time comes to pay for the funeral services or if you cancel the plan. The Golden Leaves Trust is a separate legal entity from Golden Leaves Funeral Plans, with independent managing Trustees, so the funds are secure to cover funeral costs in the unlikely event that Golden Leaves Funeral Plans should cease to trade.
Frequently asked questions about direct cremation funeral plans
You shouldn’t worry about taking the decision to make your plans now, we know that circumstances change throughout the years so we are happy to take direction from you should you wish to make changes to your initial plan. Although certain additions may increase the cost, you can be certain that the details you want will be respected in the service you get.
If you pay by monthly Instalments and you die before your final payment, then the plan guarantees are not in place. However, if the outstanding balance is paid immediately to Golden Leaves by your family or estate, then the full benefits of the plan will apply. If the outstanding balance cannot be met, then the plan will be cancelled in line with our terms and conditions of sale and the remaining funds (after the deduction of the cancellation fee) will be refunded to the plan purchaser.
In contrast to an insurance policy, for example, you can cancel your Golden Leaves Plan at any time and get a refund for a significant portion of your purchase price. We provide a full refund of all monies paid into a plan within 30 days from the date of application, subject to the terms and conditions of the plans sold at the time. After the cooling off period, what happens depends on the how your pay for your plan.
• If you pay by a single payment, a fee equivalent to 20% of the total value of the plan is deducted.
• If you pay by monthly instalments, and have contributed over 20% of the total value of the plan, a fee equivalent to 20% of the total value of the plan is deducted. If you have contributed less, then there is no refund. Please note that the terms and conditions may vary from time to time.